5 Traffic Tickets that Increase your Insurance Premiums

traffic violationMSN Money recently published an article discussing five types of traffic tickets that can have a huge impact on your auto insurance.

Here are the five tickets and how much each will increase your insurance premiums (roughly):

  1. Driving Under the Influence (DUI) – 25% increase
  2. Reckless Driving – 15% – 20% increase
  3. Speeding – 10% increase
  4. Running a Red Light – 10% increase
  5. Driving without a valid License – 10% increase

The percentage increases are all estimates. How much your premiums actually increase is based on a variety of factors surrounding your individual driving record, criminal history, and other factors.

Sean Sullivan Comments

As a criminal traffic law firm, we routinely deal with these types of tickets. The vast majority of tickets we see are driving on a suspended license or DUI tickets. We deal with these types of cases on a daily basis.  However, what people need to keep in mind (and what this article does not tell you) is that not only are these serious hits on your insurance record, but they are not simple traffic tickets. In Illinois these tickets are, in fact, criminal misdemeanors. This means that the maximum penalty for these offenses can be up to a year in jail.

Bottom line, these violations greatly impact your auto insurance, and your criminal history. They should be taken very seriously.

Our firm has experience in handling all these types of cases. If you find yourself charged with one of these cases please give us a call to discuss your options.

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